SBI Shaurya Home Loan – SBI Shaurya Home Loan ek aisa scheme hai jisme desh ke veer jawano aur unke parivaaro ko ghar kharidne ke liye suvidha pradaan ki jaati hai. Is yojana mein kai suvidhaayein uplabdh hain jaise kam byaaj dar, lambi kisto mein bhugtan ki suvidha, aur badhiya graahak seva.

Is yojana ke tahat, veer jawano ko ghar kharidne ke liye aasan byaaj dar pradaan kiya jaata hai. Is yojana mein byaaj dar aam graahakon ke mukable kuchh kam hota hai. Iske alawa, lambi kisto mein bhugtan ki suvidha pradaan ki jaati hai jisse aapka bhugtan aapke aarthik sthiti ke anusaar kiya ja sakta hai.

SBI Shaurya Home Loan yojana ki khaas baat yeh hai ki ismein processing fees aur prepayment charges kam hai. Iske alawa, aap is yojana ke tahat loan ke liye bina kisi guarantor ke apply kar sakte hain. Yeh yojana veer jawano ko apne ghar sapne ko poora karne ke liye aasani se loan pradaan karta hai.

Is yojana ke liye aavedan karna kaafi aasaan hai. Aapko apne najdiki SBI shakha mein jaana hoga aur wahaan ke adhikari se sampark karna hoga. Aapko apne documents ke saath loan ke liye apply karna hoga. Aapki aarthik sthiti aur eligibility ke anusaar, loan approval diya jaata hai.

SBI Shaurya Home Loan – Rate of Interest

SBI Shaurya Home Loan – Benefits Kya Hai

1. Kam Byaaj Dar: Is yojana ke tahat, aapko kam byaaj dar pradaan kiya jaata hai jisse aap apne home loan ko aasaani se chukta kar sakte hain.
2. Lambi Kisto Mein Bhugtan Ki Suvidha: SBI Shaurya Home Loan yojana mein aapko lambi kisto mein bhugtan ki suvidha pradaan ki jaati hai, jisse aap apne loan ko aapke aarthik sthiti ke anusaar bhugtan kar sakte hain.
3. Guarantor Ki Jarurat Nahi: Is yojana mein loan ke liye guarantor ki jarurat nahi hoti hai, jisse aapko loan ke liye apply karne mein aasani hoti hai.
4. Kam Processing Fees Aur Prepayment Charges: Is yojana mein processing fees aur prepayment charges kam hote hain, jisse aapko loan ke liye kam kharcha karna padega.
5. Life Insurance Aur Accidental Insurance: Is yojana ke tahat, aapko home loan ke saath-saath life insurance aur accidental insurance bhi pradaan kiya jaata hai jisse aapke parivaar ke saath-saath aapka bhi suraksha ho jaata hai.
6. Online Payment: Is yojana mein aap apne loan ke liye online payments bhi kar sakte hain, jisse aapko loan ke liye branch jaane ki jarurat nahi padegi.

SBI Shaurya Home Loan – Eligibility Kya Hai

1. Bharatiya nagrik hona chahiye.
2. Apko sena se ho ya sena se retired ho, jaise Army, Navy, Air Force, Coast Guard, CRPF, BSF, ITBP, CISF, SSB aur Assam Rifles mein se kisi ek mein se hona chahiye.
3. Apki umr 18 se 75 saal ke beech honi chahiye.
4. Apke paas kam se kam 3 saal ki kaam ka anubhav hona chahiye.

Income Criteria: Aapki aamdani ke kuch shartein bhi hain:

1. Apki gross mahine ki aamdani 25,000 rupaye se adhik honi chahiye.
2. Apki net take-home salary 40% gross salary se kam nahi honi chahiye, jisme saari mahine ke liye EMI ka bhugtaan bhi shamil hai.

Property Criteria: Property se judi kuch shartein bhi hain:

1. Property ek residential property honi chahiye, jo taiyaar ya under construction ho.
2. Property Bharat mein sthit honi chahiye.
3. Loan ki minimum rakam 25 lakh rupaye aur maximum rakam 7.5 crore rupaye honi chahiye.

Credit Score Criteria: Credit score se judi kuch shartein bhi hain:

1. Apka credit score 750 se adhik hona chahiye.
2. Apka bhugtaan ka itihaas aur creditworthiness acchi honi chahiye.

SBI Shaurya Home Loan – Documents Kya Chahiya

1. Proof of Identity: Passport, Voter ID card, Driving license, PAN Card, Aadhaar Card, or any other government-issued ID card.
2. Proof of Address: Passport, Voter ID card, Driving license, Aadhaar Card, Utility bills (electricity, water, gas, telephone), Property tax receipt, or any other government-issued ID card.
3. Income proof: Salary slips, Form 16, Income Tax Returns (ITR) of the last 2 years, bank account statements, or any other documents that prove your income.
4. Employment proof: Appointment letter, Salary certificate, or any other document that proves your employment status.
5. Property documents: Sale deed, Agreement of Sale, Encumbrance Certificate (EC), Property tax receipt, and Khata Certificate.
6. Bank statements: Last 6 months’ bank account statements.
7. Photographs: Passport size photographs.

SBI Shaurya Home Loan – Nichay Diya Link Sa Apply Kijiya:-

Apply SBI Shaurya Home Loan

SBI Ki Website Ko Visit Karnay Ka Liya

SBI Website

Shaurya Home Loan Calculator

Shaurya Home Loan Calculator

SBI Shaurya Home Loan – Frequently Asked Questions (FAQs)

SBI Shauyra Home Ki Puri Jankari Video Ka Liya:-

Recommeded for Further Reading (Aur Jankari Ka Liya):-

SBI Personal Loan Interest Rate for Defence Personnel

SBI Shaurya Credit card

Income Tax Deductions

Personnel Loan

Credit Card

Credit Card for Defence Personnel

SBI Gold Card for Defence