Personal Loan for Pensioners by PNB – Personal loan ek aisa financial product hai jiski madad se aap apni financial needs ko pura kar sakte hai. Lekin kya pensioners bhi personal loan ke liye eligible hai? Haan, Punjab National Bank (PNB) jaise kuch banks pensioners ko bhi personal loan provide karte hai.
India may PNB Bank ko bola jata hai ki ya pensioners ki bank hai kuki maximum pension account apko PNB may he milayga. PNB Bank may pensioners ka liya bhut sara accha facilities provide kiya jata hai plus bhut sara cutomise scheme srif penioners or exservicemen ka liya hota hai.
Ek bhut he famous scheme hai jiska nam hai personal loan for pensioners , jiskay madhayam sa PNB Bank hamara pensioners or exservicemen ko personal loan provide hota hai jinka Pension account PNB Bank may.
Personal loan ek aisa financial product hai jiski madad se aap apni financial needs ko pura kar sakte hai. Lekin kya pensioners bhi personal loan ke liye eligible hai? Haan, Punjab National Bank (PNB) jaise kuch banks pensioners ko bhi personal loan provide karte hai.
PNB ke dwara pensioners ke liye diye jaane wale personal loan ke baare mein aur jaankari ke liye aap PNB ke branch se contact kar sakte hai. Ye loan aapki financial needs ko pura karne mein help kar sakta hai, lekin iska istemal sahi tarike se karna hai, taaki aapki financial condition improve ho sake.
Personal Loan for Pensioners by PNB Bank – Eligibility Kya Hai
Personal loan ke liye Punjab National Bank (PNB) ke dwara pensioners ke liye diye jaane wale personal loan ke liye kuch eligibility criteria hai. Yahaan diye ja rahe hain kuch main eligibility criteria:
- Pensioners ka minimum age 70 saal hona chahiye.
- Pensioners ko apni pension PNB branch se milni chahiye.
- Pensioners ko apna identity proof aur pension statement submit karna hoga.
- Pensioners ki financial condition acchi honi chahiye aur unka credit score bhi accha hona chahiye.
Yadi aap in eligibility criteria ko poora karte hain, toh aap PNB ke dwara pensioners ke liye diye jaane wale personal loan ke liye eligible ho sakte hain.
Personal Loan for Pensioners by PNB Bank – Repayment (Maximum) Kitna Hai
PNB Bank pensioners ke liye personal loan deti hai, jiske liye aapko 60 months tak vapis karne ka samay diya jata hai. Parantu, is samay ka aakhir mein aapke loan ke raashi, byaz dar aur anya karanon par nirbhar karta hai. Yaad rakhein ki jitna lamba samay aap loan ke bhugtan ke liye lete hain, utna hi jyada byaz bhugtan karna padega.
Personal Loan for Pensioners by PNB Bank – Processing Fees Kitna Hai
| Personal Loan to Pensioners | NIL | Rs. 500/- (Documents Charges) |
Personal Loan for Pensioners by PNB Bank – Kitna Maximum Loan Milta hai Aur Kya Tenure Rahaga
- Loan amount kam se kam Rs. 25,000/- hona chahiye.
- 70 saal tak ki umar wale logo ke liye, loan amount 10,00,000/- ya unke net monthly pension ke 18 guna tak ho sakta hai (defence pensioner ke liye 20 guna). Jis amount kam ho, wo mil sakta hai.
- 70 saal se zyada umar walo ke liye lekin 75 saal se kam umar walo ke liye, loan amount 7.50 lakh ya unke net monthly pension ke 18 guna tak ho sakta hai (defence pensioner ke liye 20 guna). Jis amount kam ho, wo mil sakta hai.
- 75 saal se zyada umar walo ke liye, loan amount 5.00 lakh ya unke ek saal ki pension amount tak ho sakta hai, jis amount kam ho, wo mil sakta hai.
Personal Loan for Pensioners by PNB Bank – Click Karay Niche Diya Link Ko Apply Karnay Ka Liya
Personal Loan for Pensioners by PNB Bank – Interest Rate Kya Hai
| PNB Pension Loan Interest Rate | |
|---|---|
| Interest rates | 11.75% p.a. |
| Loan amount | Up to 10 lakhs |
Personal Loan for Pensioners by PNB Bank – Watch the Video for better understanding
Personal Loan for Pensioners by PNB Bank – FAQs
Pensioners ke liye PNB Bank kis tarah ke personal loan offer karta hai?
PNB Bank pensioners ke liye personal loan offer karta hai jiske tahat aap ek fixed amount le sakte hain aur use apni zaroorat ke anusar istemal kar sakte hain.
Pensioners ke liye PNB Bank personal loan ka maximum limit kya hai?
PNB Bank ke dwara pensioners ke liye personal loan ka maximum limit Rs. 10 lakh tak hai.
Pensioners ke liye PNB Bank personal loan ka repayment tenure kya hai?
PNB Bank ke dwara pensioners ke liye personal loan ka repayment tenure 60 months tak ka hota hai.
Pensioners ke liye PNB Bank personal loan ke liye kya documents ki zaroorat hoti hai?
PNB Bank personal loan ke liye pensioners ko apni pension ki slip, bank statement aur identity proof (Aadhaar Card, Voter ID, Driving License) jaise documents ki zaroorat hoti hai.
PNB Bank pensioners ke liye personal loan ke liye online apply karne ki suvidha uplabdh hai?
Haan, PNB Bank pensioners ke liye personal loan ke liye online apply karne ki suvidha uplabdh hai. Aap bank ki official website par ja kar iske liye apply kar sakte hain.
Aur Acchi Jankari Ka Liya Niche Diya Link Click Kijiya:-
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