Credit Card for Defence Personnel

Credit Cards for Defence Personnel are customised and specialised credit cards. These cards have various special benefits and offerings only for defence personnel. Many banks in India provide Credit cards, especially for Defence personnel.

The defence credit card is customised as per the needs and requirements of defence personnel. Credit card for Defence personnel has various beneficial schemes and offers which are helpful for them.

Credit card for Defence personnel is one of the best cards which can be utilised by defence personnel as per their credit potential.

Overview of Credit Card for Defence Personnel:-

The name of a Credit card explains everything from the name you can make out that it is a card that is made based on the credit of the person.

A person who has financial credit and the capacity of a credit card can be given to him to use the money on credit.

Credit cards for army, navy and airforce personnel are provided mostly by various banks to individuals who have paying capacity and better credit scores so that the bank is in a position to give them a particular amount of credit of money on their name.

With a credit card, you can borrow money from a bank on the condition that you’ll pay it back by the due date or pay interest.

Compared to other methods of payment, such as cash or debit cards, which both demand that you have the money available at the moment of purchase, the flexibility to buy now and pay later is superior.

Indian markets have various banks like SBI, HDFC, ICICI, and PNB which have various types of specialised credit cards for defence personnel.

All the personnel from Indian Army, Indian Navy and Indian Airforce can make credit card and use it effectively for their benefits

The following are the best credit card for defence personnel:-

SBI Shaurya credit card for Defence Personnel

It is one the best credit card offered by SBI bank for Defence personnel. It offers various customised benefits to the faujis

This card offers special perks and discounts tailored to the particular requirements and way of life of defence personnel.

Following are the various benefits Shaurya credit card offers to the defence personnel:-

• Insurance Benefit – This card offers you protection against unforeseen terrible situations to defend your interests and those of your family.Get free personal accident and disability insurance coverage worth Rs. 20 lakhs*.
• Reward Points – Earn 2 Reward Points for every Rs. 100 spent on all other categories. Earn 5X Reward Points on CSD, Movies, Dining, Departmental, and Grocery Spends. Upon payment of the renewal fee for the second year, receive 1500 reward points. Waiver of Fuel Surcharges, 1% Fuel Surcharge Waiver* at all Indian gas stations (taxes as applicable)
• Web Connect – Instant card account summaries, spending analyses, reporting of lost or stolen cards, and requests for duplicate card statements are all available. E-Statement: Receive a monthly electronic statement in your email. Enjoy convenience while avoiding misplaced statements and mail delays.
• Travel benefits – The card offers a range of travel benefits, such as free travel insurance and discounts on hotel bookings
• Simple cash withdrawal – With the card, cardholders can withdraw cash from ATMs quickly and conveniently without having to carry a lot of cash.
• Simple bill payment – It offers alternatives provided by the card, enabling quick and straightforward bill payment for cardholders.
• Annual Fee – Nil
• Renewal Fee – The renewal fee is waived off after a card spend of 50,000 Rs

Apply for a Shaurya Credit Card from the Below Link:-

Axis Bank Pride Platinum Credit Card for Defence Personnel

Following are the various benefits of the Axis Bank Pride Platinum Credit Card for Defence Personnel

• Dining Discounts – Enjoying fine dining is made even better when you use your Axis Bank Pride Platinum credit card at participating establishments to earn a minimum 15% discount.
• Utilize your Axis Bank Pride Platinum credit card at any Indian gas station to avoid paying the fuel surcharge. For fuel purchases of 400 to 4000 rupees, the 1% surcharge is eliminated. This waiver has a maximum monthly cap of Rs. 250.
• Earn 4 reward points for every Rs. 200 spent using the card. If you used your card to make purchases totalling at least Rs 5000 in the preceding month, you will receive an extra 100 bonus reward points per month.
• Zero Lost Card Liability – Complete protection from fraudulent transactions the instant card loss is notified to the bank; • Free Add-on Card – Cardholders have the opportunity to receive free add-on credit cards for parents and siblings/children who are older than 18 years old.
• eDGE Reward Points Program – Cardholders can receive a bonus of 100 eDGE reward points when they spend Rs. 5000 or more every month. They can earn 4 reward points for every Rs. 200 they spend with their credit card.

Apply for Axis Bank Pride Platinum Credit Card from Below Link:-

Bank of Boarda Vikram Credit Card for Defence Personnel

The following are the benefits of the Bank of Boarda Vikram Credit Card for Defence Personnel

• Bank of Boarda Vikram Credit Card: Bank of Baroda (BoB) has a lifetime free card with Rs 20 lakh cover for defence personnel.
• This credit card is provided by Bank of Baroda’s subsidiary BOB Financial Solutions Limited (BFSL) has launched Vikram Credit Card, which is dedicated to the Indian defence, paramilitary, and police personnel.
• The best feature of the Vikram Credit card will be a free lifetime credit card for defence personnel.
• It offers free reward points and various activation gifts. It also offers benefits on a complimentary OTT subscription.
• The Vikram credit card has the best safety feature of offering an Rs. 20 lacks accidental death insurance policy.
• It has benefits which include EMI deals offers, a 1% fuel surcharge waiver, and various periodic merchant offers

Apply for a Boarda Vikram Credit Card from the Below Link:-

Apply for Indian Army Yoddha Credit Card from Below Link:-

PNB Rakshak Credit Card for Defence Personnel

PNB Rakshak Credit Card is a best credit card designed specially for defence personnel. It is offered by Punjab National Bank (PNB), one of the leading public sector banks for defence personnel and veterans.

Following are the key features and benefits of the PNB Rakshak Credit Card:

1. Specialized benefits: The card offers customized benefits and privileges for defence personnel, including special discounts on fuel purchases, railway ticket bookings, and insurance premiums.
2. High credit limit: The credit limit on the PNB Rakshak Credit Card is higher as compared to other credit cards. This is because defence personnel are considered safe borrowers.
3. Zero joining and annual fees: The card does not have any joining or annual fees, making it a cost-effective option for defence personnel.
4. Cashback on Transactions: This card offers cashback on all the transactions like fuel purchases & railway ticket bookings. This can help cardholders save money on their day-to-day expenses.
5. Secure transactions: The PNB Rakshak Credit Card comes with great & safe security features like chip and PIN technology, which ensure the safety of cardholders’ transactions.

Overall, the PNB Rakshak Credit Card is a top credit card option for defence personnel with great offers & benefits, a high credit limit, safe transactions, and also being cost-effective.

Apply for PNB Rakshak Credit Card from Below Link:-

Veer Select Credit card – Kotak Mahindra Bank

The Veer Select Credit Card is one of best credit card made by Kotak Mahindra Bank for the defence personnel. This card offers wide range of benefits to defence personnel who travel frequently, including rewards points, travel vouchers, and discounts on travel-related expenses.

Following are the features & benefits of the Veer Select Credit Card:

1. Rewards Program: The card offers 2X reward points for all the travel of individuals and dining transactions at the restaurants and 1 reward point for every Rs. 100 spent on other transactions.
2. Welcome Benefits: The card offers a welcome benefit of 500 reward points on the first transaction made within 90 days of card activation.
3. Travel Vouchers: The card offers travel vouchers worth Rs. 5,000 on annual spends of Rs. 5 lakhs or more.
4. Lounge Access: Cardholders can enjoy complimentary access to most of the airport lounges in India.
5. Fuel Surcharge Waiver: Cardholders can enjoy a fuel surcharge waiver of up to Rs. 500 every billing cycle.
6. Insurance Coverage: The card offers a personal accident insurance cover of up to Rs. 50 lakhs.
7. Dining Discounts: Cardholders can enjoy discounts of up to 20% at the best-selected partner restaurants across India.
8. The annual fee for the Veer Select Credit Card is Rs. 1,499. However, the fee is waived off if the annual spend on the card is Rs. 1.5 lakhs or more.

Apply for Veer Select Credit card from Below Link:-

To Apply for All the above or any type of Credit Cards for Defence Personnel Click on the Below Link:-

Credit Card for Defence Personnel – Frequency Asked Questions (FAQs)

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