CSD Canteen Car Loan Complete Process – CSD Canteen car loan ke liye kaise apply karein? Jaise aap jaante hain, CSD Canteen ki car policy 1 January 2023 se badal gayi hai. Ab Defense personnel kam se kam 950000 rupees tak ki car CSD Canteen se khareed sakte hain. Agar aap CSD Canteen ki nayi car policy ke baare mein nahi jaante, toh aap apne app ke news section mein iski jankari pa sakte hain. Nayi policy ke anusaar, Defense personnel kaun-kaun si car CSD Canteen se khareed sakte hain, yeh aapko mil jayegi.
Car ek mehngai wala utpad hai jise kharidte samay aksar log karz lena pasand karte hain. Jab bhi koi Defense personnel CSD Canteen se car kharidta hai, to car loan ka process samanya nagrikon se alag hota hai. Is post mein hum baat karenge ki CSD Canteen sa car kharidte samay csd canteen car loan kaise le sakte hain.
CSD Canteen Car Loan Procedure:
CSD Canteen se car loan lene ke liye sabse pehle aapko car chunna hota hai. Uske baad us car ka CSD Price jaanch karna hota hai. Fauji Adda app mein aap kisi bhi car ka kisi bhi rajya mein CSD price jaanch sakte hain.
CSD price jaanch karne ke baad, aapko apne budget ke hisab se loan ka maqta tay karna hota hai. Uske baad car booking karne ke liye us car company ke CSD dealer se sampark karna hota hai. CSD AFD Website mein All Over India ke CSD dealer diye gaye hain.
Aap CSD Dealers se sampark kar sakte hain.Car ki booking karne ke baad, aapko loan ka process shuru karna hota hai. Agar car ki delivery mein pratiksha ka samay hai, to aapko delivery se do hafton pehle hi loan ka process shuru karna chahiye. CSD canteen car loan ka process aur vyavasthaye lagbhag sabhi bankon mein saman hoti hain. Ab chaliye vyavasthaye aur sharten samajhte hain.
CSD Canteen Car Loan Terms & Conditions:
Yogyata prapt karne wale vyakti ki umra 21 se lekar 65 varsh ke beech mein honi chahiye. CSD Canteen Car loan ke liye kam se kam 1 lakh rupaye ka maqta lena zaroori hai. Is maqta se kam ka car loan nahi milta.
CSD car loan ko EMI (Equal Monthly Installments) mein jama karne ke liye 1 se 5 varsh ka samay diya jata hai. Yadi aapke CIBIL score achha hai to bank 7 varsh tak ke liye anshulipi ke liye bhi raazi ho sakti hai
Car Loan Amount: CSD canteen car loan ka rakam do tareeke se tay kiya jata hai.Car ke ex-showroom price ke hisab se – Car ke ex-showroom price ka 85% se lekar 100% tak car loan liya ja sakta hai. Car loan ka rakam bank ki neeti par nirbhar karta hai jo samay samay par badal sakti hai. Car ke on-road price ke hisab se – CSD canteen car loan car ke on-road price ke adhar par bhi liya ja sakta hai. Bank car ke on-road price ka 85% se lekar 100% tak vitta pradaan kar sakte hain. Car ka on-road price nikalne ke liye ex-showroom price mein car ke bima, panjikaran shulk, sadak kar ityadi ko jod diya jata hai.
CSD Canteen Car Loan Interest Rate:
CSD car loan ka byaaj dar fix nahi hoti hai. Yah applicant ke CIBIL score par nirbhar karta hai. Iske alawa, RBI ki sabse nayi nitiyon ke anusaar bank samay samay par car loan ke byaaj dar ko badal sakte hain.
Is samay, car loan 8.65% se shuru hoti hai. Yadi aapka CIBIL score achha hai to aapko kam byaaj dar par loan mil sakti hai, anyatha aapko adhik byaaj dar par lena hoga.
Car loan byaaj dar ki soochi niche di gayi hai.Bank Name Byaaj Dar Bharatiya
State Bank 8.65% se shuru Yunani State Bank 8.85% se shuru
Punjab National Bank 8.75% se shuru
Tamilnad Mercantile Bank 10.70% se shuru
Bharatiya Federal Bank 8.85% se shuru
HDFC Bank 8.85% se shuru
Bharatiya Videshi Bank 8.85% se shuru
Kanara Bank 8.80% se shuru
IDBI Bank 8.80% se shuru Dakshini Bharatiya Bank Repo Dar + 5.15% Repo Dar + 5.15% Haan Bank 9.70% se shuru
Karnataka Bank 9.34% se shuru
Kurara Vysya Bank 9.35% se shuru
Bank of Baroda 8.75% se shuru
Axis Bank 9.15% se shuru
ICICI Bank 8.95% se shuru
Ab baat karte hain loan ke liye apply karne ke process ke bare mein.
Jab aapki car ki delivery mein 10-15 din ka samay baki ho, tab aapko loan lene ke liye prakriya shuru karni chahiye. Loan lene ke liye, aapko kuch dastavez taiyar karne honge jo neeche diye gaye hain.
CSD Canteen Car Loan Documents:
Car loan ke liye apply karne ke liye, neeche diye gaye dastavez taiyar karne hote hain.
Form 16 ka akhri 2 varsh ka.
Akhirin 6 mahinon ki vetan bhugtan slip.
3-6 khali cheke. PAN card ki photocopy.
Aadhaar card ki photocopy.
Passport size photo.
Yadi applicant ESM hain toh PPO ki photocopy.
Car uplabdhata satyapit patra.Upar diye gaye dastavez taiyar karne ke baad, inhe bank mein jama karne hote hain. Iske alawa, bank car loan ke liye aawedan patra taiyar karta hai, jise yojna par applicant ko hastakshar karna hota hai. Ye sab dastavez bank mein jama karne ke baad, bank CSD Canteen se car khareedne ke liye loan ko manzoori de deta hai.Loan manzoor hone ke baad, bank Defense personnel ko do dastavez jari karta hai.Car loan manzoori patra. Bhugtan ki rasid.Ye dono dastavez CSD AFD ke portal par car ka online order karte samay upload karne hote hain. Bhugtan ki rasid mein ek UTR sankhya hoti hai, jo aapko online order karte samay bharna hota hai.
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